{"id":115,"date":"2026-09-16T16:28:12","date_gmt":"2026-09-16T16:28:12","guid":{"rendered":"https:\/\/cognitera.com.br\/?page_id=115"},"modified":"2026-09-16T18:20:03","modified_gmt":"2026-09-16T18:20:03","slug":"simulador-de-investimentos","status":"publish","type":"page","link":"https:\/\/cognitera.com.br\/?page_id=115","title":{"rendered":"Simulador de investimentos"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"115\" class=\"elementor elementor-115\">\n\t\t\t\t<div class=\"elementor-element elementor-element-99dbe9b e-con e-atomic-element e-flexbox-base e-927a7eb \" data-id=\"99dbe9b\" data-element_type=\"e-flexbox\" data-e-type=\"e-flexbox\" data-interaction-id=\"99dbe9b\">\n    \t\t<div class=\"elementor-element elementor-element-5a100e5 elementor-widget elementor-widget-html\" data-id=\"5a100e5\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t\t<div class=\"cognitera-container\">\r\n\r\n  <!-- Cabe\u00e7alho \/ Menu Superior -->\r\n  <header class=\"cognitera-header\">\r\n    <div class=\"logo-box\">\r\n      <a href=\"https:\/\/cognitera.com.br\/\">\r\n        <img decoding=\"async\" src=\"https:\/\/cognitera.com.br\/wp-content\/uploads\/2026\/09\/Gemini_Generated_Image_fsg8tafsg8tafsg8.jpg\" alt=\"Cognitera - Simulador de Investimentos\" class=\"site-logo\">\r\n      <\/a>\r\n    <\/div>\r\n\r\n    <nav class=\"cognitera-nav\">\r\n      <ul>\r\n        <li><a href=\"https:\/\/cognitera.com.br\/?page_id=18\">Sobre N\u00f3s<\/a><\/li>\r\n        <li><a href=\"https:\/\/cognitera.com.br\/?page_id=14\">Aviso Legal<\/a><\/li>\r\n        <li><a href=\"https:\/\/cognitera.com.br\/?page_id=16\">Contato<\/a><\/li>\r\n        <li><a href=\"https:\/\/cognitera.com.br\/?page_id=10\">Pol\u00edtica de Privacidade<\/a><\/li>\r\n      <\/ul>\r\n    <\/nav>\r\n  <\/header>\r\n\r\n  <!-- Simulador de Investimentos -->\r\n  <section class=\"simulador-fii-container\">\r\n    <h3>Simulador de Investimento em FIIs<\/h3>\r\n\r\n    <div class=\"simulador-field\">\r\n      <label for=\"valorInicial\">Investimento Inicial (R$):<\/label>\r\n      <input type=\"number\" id=\"valorInicial\" value=\"1000\" min=\"0\" step=\"100\">\r\n    <\/div>\r\n\r\n    <div class=\"simulador-field\">\r\n      <label for=\"aporteMensal\">Aporte Mensal (R$):<\/label>\r\n      <input type=\"number\" id=\"aporteMensal\" value=\"500\" min=\"0\" step=\"50\">\r\n    <\/div>\r\n\r\n    <div class=\"simulador-field\">\r\n      <label for=\"taxaMensal\">Rendimento Mensal M\u00e9dio (%):<\/label>\r\n      <input type=\"number\" id=\"taxaMensal\" value=\"0.8\" step=\"0.05\" min=\"0\">\r\n    <\/div>\r\n\r\n    <div class=\"simulador-field\">\r\n      <label for=\"anos\">Tempo de Investimento (Anos):<\/label>\r\n      <input type=\"number\" id=\"anos\" value=\"10\" min=\"1\" max=\"50\">\r\n    <\/div>\r\n\r\n    <button type=\"button\" onclick=\"calcularFII()\">Calcular Resultado<\/button>\r\n\r\n    <div class=\"simulador-resultado\" id=\"resultadoFII\" style=\"display:none;\">\r\n      <h4>Resultado Estimado:<\/h4>\r\n      <p>Total Acumulado: <strong id=\"resTotal\">R$ 0,00<\/strong><\/p>\r\n      <p>Total Investido: <span id=\"resInvestido\">R$ 0,00<\/span><\/p>\r\n      <p>Total em Juros\/Rendimentos: <span id=\"resJuros\">R$ 0,00<\/span><\/p>\r\n      <p>Renda Mensal Estimada no Final: <strong id=\"resRendaMensal\">R$ 0,00<\/strong><\/p>\r\n    <\/div>\r\n  <\/section>\r\n\r\n  <!-- Rodap\u00e9 Copyright -->\r\n  <footer class=\"cognitera-footer\">\r\n    <p>copyright - 2026 - Cognitera<\/p>\r\n  <\/footer>\r\n\r\n<\/div>\r\n\r\n<!-- Estiliza\u00e7\u00e3o CSS -->\r\n<style>\r\n  .cognitera-container {\r\n    max-width: 960px;\r\n    margin: 0 auto;\r\n    padding: 15px;\r\n    font-family: inherit;\r\n  }\r\n\r\n  \/* Cabe\u00e7alho Desktop *\/\r\n  .cognitera-header {\r\n    display: flex;\r\n    justify-content: space-between;\r\n    align-items: center;\r\n    background-color: #ffffff;\r\n    border: 1px solid #e0e0e0;\r\n    border-radius: 12px;\r\n    padding: 14px 24px;\r\n    margin-bottom: 30px;\r\n    box-shadow: 0 2px 8px rgba(0,0,0,0.05);\r\n    gap: 15px;\r\n  }\r\n\r\n  .site-logo {\r\n    max-height: 48px;\r\n    width: auto;\r\n    display: block;\r\n    border-radius: 6px;\r\n  }\r\n\r\n  .cognitera-nav ul {\r\n    list-style: none;\r\n    margin: 0;\r\n    padding: 0;\r\n    display: flex;\r\n    gap: 16px;\r\n    align-items: center;\r\n  }\r\n\r\n  .cognitera-nav a {\r\n    text-decoration: none;\r\n    color: #333333;\r\n    font-size: 0.95rem;\r\n    font-weight: 600;\r\n    transition: color 0.2s ease;\r\n  }\r\n\r\n  .cognitera-nav a:hover {\r\n    color: #0073aa;\r\n  }\r\n\r\n  \/* Simulador *\/\r\n  .simulador-fii-container {\r\n    background-color: #f9f9f9;\r\n    border: 1px solid #e0e0e0;\r\n    border-radius: 12px;\r\n    padding: 28px;\r\n    max-width: 480px;\r\n    margin: 0 auto;\r\n    box-shadow: 0 4px 14px rgba(0,0,0,0.06);\r\n  }\r\n\r\n  .simulador-fii-container h3 {\r\n    margin-top: 0;\r\n    margin-bottom: 20px;\r\n    font-size: 1.4rem;\r\n    color: #222222;\r\n    text-align: center;\r\n  }\r\n\r\n  .simulador-field {\r\n    margin-bottom: 16px;\r\n    display: flex;\r\n    flex-direction: column;\r\n  }\r\n\r\n  .simulador-field label {\r\n    font-size: 0.9rem;\r\n    margin-bottom: 6px;\r\n    color: #555555;\r\n    font-weight: 600;\r\n  }\r\n\r\n  .simulador-field input {\r\n    padding: 10px 12px;\r\n    border: 1px solid #ccc;\r\n    border-radius: 6px;\r\n    font-size: 1rem;\r\n    outline: none;\r\n  }\r\n\r\n  .simulador-field input:focus {\r\n    border-color: #0073aa;\r\n  }\r\n\r\n  .simulador-fii-container button {\r\n    width: 100%;\r\n    padding: 12px;\r\n    background-color: #0073aa;\r\n    color: #ffffff;\r\n    border: none;\r\n    border-radius: 6px;\r\n    font-size: 1rem;\r\n    font-weight: bold;\r\n    cursor: pointer;\r\n    transition: background 0.2s ease;\r\n    margin-top: 8px;\r\n  }\r\n\r\n  .simulador-fii-container button:hover {\r\n    background-color: #005177;\r\n  }\r\n\r\n  .simulador-resultado {\r\n    margin-top: 24px;\r\n    padding-top: 16px;\r\n    border-top: 2px dashed #ddd;\r\n  }\r\n\r\n  .simulador-resultado h4 {\r\n    margin-top: 0;\r\n    margin-bottom: 12px;\r\n    color: #333;\r\n  }\r\n\r\n  .simulador-resultado p {\r\n    margin: 6px 0;\r\n    font-size: 0.95rem;\r\n    color: #444;\r\n  }\r\n\r\n  .simulador-resultado strong {\r\n    color: #0073aa;\r\n  }\r\n\r\n  \/* Rodap\u00e9 Copyright *\/\r\n  .cognitera-footer {\r\n    text-align: center;\r\n    margin-top: 40px;\r\n    padding-top: 20px;\r\n    border-top: 1px solid #e0e0e0;\r\n  }\r\n\r\n  .cognitera-footer p {\r\n    font-size: 0.88rem;\r\n    color: #777777;\r\n    margin: 0;\r\n  }\r\n\r\n  \/* Ajustes para Celular (Responsividade) *\/\r\n  @media (max-width: 640px) {\r\n    .cognitera-header {\r\n      flex-direction: column;\r\n      align-items: center;\r\n      padding: 16px 12px;\r\n      gap: 14px;\r\n    }\r\n\r\n    .site-logo {\r\n      max-height: 40px; \/* Tamanho proporcional para celular *\/\r\n    }\r\n\r\n    .cognitera-nav ul {\r\n      justify-content: center;\r\n      flex-wrap: wrap;\r\n      gap: 8px;\r\n    }\r\n\r\n    \/* Transforma os links em bot\u00f5es\/p\u00edlulas f\u00e1ceis de tocar no celular *\/\r\n    .cognitera-nav a {\r\n      display: inline-block;\r\n      font-size: 0.82rem;\r\n      background-color: #f0f4f8;\r\n      padding: 6px 12px;\r\n      border-radius: 20px;\r\n      color: #0073aa;\r\n    }\r\n\r\n    .simulador-fii-container {\r\n      padding: 20px 16px;\r\n    }\r\n  }\r\n<\/style>\r\n\r\n<!-- L\u00f3gica JavaScript -->\r\n<script>\r\n  function calcularFII() {\r\n    const P = parseFloat(document.getElementById('valorInicial').value) || 0;\r\n    const PMT = parseFloat(document.getElementById('aporteMensal').value) || 0;\r\n    const i = (parseFloat(document.getElementById('taxaMensal').value) || 0) \/ 100;\r\n    const anos = parseInt(document.getElementById('anos').value) || 0;\r\n    const n = anos * 12;\r\n\r\n    if (n <= 0) return;\r\n\r\n    let total = P;\r\n    let totalInvestido = P + (PMT * n);\r\n\r\n    for (let m = 0; m < n; m++) {\r\n      total = (total + PMT) * (1 + i);\r\n    }\r\n    total = total - PMT; \r\n\r\n    const totalJuros = total - totalInvestido;\r\n    const rendaMensalFinal = total * i;\r\n\r\n    const formatarMoeda = (val) => val.toLocaleString('pt-BR', { style: 'currency', currency: 'BRL' });\r\n\r\n    document.getElementById('resTotal').innerText = formatarMoeda(total);\r\n    document.getElementById('resInvestido').innerText = formatarMoeda(totalInvestido);\r\n    document.getElementById('resJuros').innerText = formatarMoeda(totalJuros > 0 ? totalJuros : 0);\r\n    document.getElementById('resRendaMensal').innerText = formatarMoeda(rendaMensalFinal);\r\n\r\n    document.getElementById('resultadoFII').style.display = 'block';\r\n  }\r\n<\/script>\t\t\t\t<\/div>\n\t\t\n<\/div>\n\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Sobre N\u00f3s Aviso Legal Contato Pol\u00edtica de Privacidade Simulador de Investimento em FIIs Investimento Inicial (R$): Aporte Mensal (R$): Rendimento Mensal M\u00e9dio (%): Tempo de Investimento (Anos): Calcular Resultado Resultado Estimado: Total Acumulado: R$ 0,00 Total Investido: R$ 0,00 Total em Juros\/Rendimentos: R$ 0,00 Renda Mensal Estimada no Final: R$ 0,00 copyright &#8211; 2026 &#8211; [&hellip;]<\/p>\n","protected":false},"author":3,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"elementor_canvas","meta":{"footnotes":""},"class_list":["post-115","page","type-page","status-publish","hentry"],"jetpack_sharing_enabled":true,"_links":{"self":[{"href":"https:\/\/cognitera.com.br\/index.php?rest_route=\/wp\/v2\/pages\/115","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/cognitera.com.br\/index.php?rest_route=\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/cognitera.com.br\/index.php?rest_route=\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/cognitera.com.br\/index.php?rest_route=\/wp\/v2\/users\/3"}],"replies":[{"embeddable":true,"href":"https:\/\/cognitera.com.br\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=115"}],"version-history":[{"count":4,"href":"https:\/\/cognitera.com.br\/index.php?rest_route=\/wp\/v2\/pages\/115\/revisions"}],"predecessor-version":[{"id":172,"href":"https:\/\/cognitera.com.br\/index.php?rest_route=\/wp\/v2\/pages\/115\/revisions\/172"}],"wp:attachment":[{"href":"https:\/\/cognitera.com.br\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=115"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}